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The Brown Insurance Group

"Beyond The Expected Insurance Blog"

All You Ever Wanted to Know About Insurance

These articles are intended to provide you, the reader, with timely and useful information concerning insurance coverage. The goal is to inform you about elements concerning insurance if you own a home or if you own a business! Stay at the cutting edge of what is happening in the insurance world and how it affects you. These articles are written by professionals, but you don’t have to be a pro to get the value out of it. From industry news and specific insurance articles to events happening in your area, you’re sure to find something to suit your needs.

 

Tuesday, July 9, 2019

A BRIEF GUIDE TO CONDO INSURANCE The ownership structure of a condominium unit is different from that of a single family house. Here’s what you need to know when purchasing insurance for your condo.¹ Understand the Master...

 

Tuesday, July 2, 2019

INSURING YOUR BUSINESS AGAINST CYBER LIABILITY One study found that 43% of cyber-attacks target small business, and 60% of small companies go out of business within six months of a cyber-attack.¹ Business owners are also required...

 

Tuesday, June 25, 2019

THE ABC’S OF AUTO INSURANCE The questions around auto insurance center not so much on whether to have it—it’s mandated by state law, required by your lender, and serves to protect your assets—but what kind of...

 

Tuesday, June 18, 2019

INSURANCE NEEDS ASSESSMENT: WHEN YOU'RE NEWLY MARRIED Marriage changes everything, including insurance needs. Newly married couples should consider a comprehensive review of their current individual insurance coverage to determine if...

 

Thursday, June 13, 2019

Summer is almost here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because...

 

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Wednesday, June 12, 2019

UNIVERSAL LIFE INSURANCE Universal life insurance is permanent life insurance — that is, it remains in force for your whole life. But universal life insurance has an important difference from other types of permanent insurance:...

 

Friday, February 1, 2019

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

 

Friday, January 4, 2019

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying—they also cost you money in decreased energy efficiency and higher bills. The U.S....

 

Friday, December 7, 2018

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and 52%...

 

Friday, November 2, 2018

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up—whether you have a minor breakdown or a major catastrophe, it's almost certainly going to require time and money...

 

Friday, October 5, 2018

Online data breaches are just an unfortunate fact of life now—as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That's why we recommend...

 

Friday, September 7, 2018

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard - often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for injuries from...

 

Monday, August 20, 2018

Crunch. Uh-oh... it's the unmistakable sound of a fender-bender. When a car rear-ends you in a parking lot, there's a lot that races through your mind... including, "How much is this going to cost?" Unfortunately, with today's...

 

Friday, July 6, 2018

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you've probably thought about spending some evenings on the water — especially in the summertime. It's a great thought, of course. But, when...

 

Friday, June 1, 2018

Summer's almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and about, whether on...

 

Friday, May 4, 2018

As a homeowner, one of the most important aspects of your home isn't something you use daily. And it isn't something flashy you show off to friends. It's your homeowners insurance policy, and it protects you in more ways than you may...

 

Friday, April 6, 2018

You probably don't think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize—4.5 million occur every year in the U.S., according to the Centers for Disease...

 

Friday, March 2, 2018

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning—and the invisible, odorless gas sickens thousands more. The numbers seem even more...

 

Friday, February 2, 2018

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling it "jewelry...

 

Friday, January 5, 2018

You've heard all the talk about driverless cars — but unfortunately, we're still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone). But even...