Annuities Request a Quote Types of AnnuitiesThe Brown Group offers a series of annuities aimed at providing you with the tools to provide for your financial security. Discover why annuities are an excellent alternative to low yielding bank CDs or savings accounts.Annuities generally consist of the following plans:Flexible Premium Deferred Annuity (FPDA)The FPDA allows you to make scheduled or intermittent payments into a retirement savings plan that will be available when you need it. This plan can also be used as a non-qualified savings vehicle for retirement.Single Premium Deferred Annuity (SPDA)If you have $10,000 or more to invest, a Single Premium Deferred Annuity is an excellent choice. You may choose a guaranteed period of 3, 5, or 7 years. Depending on the amount of your deposit, bonus rates are available.Single Premium Immediate Annuity (SPIA)The Single Premium Immediate Annuity is an excellent choice for someone who desires an immediate source of income. Income options include period certain, life annuity, life annuity with periods certain and joint and survivor annuity.