Business Insurance

At the Brown Insurance Group, our approach to a properly structured business insurance and risk management program begins with partnering closely with our clients, effectively becoming a seamless extension of their organizations. This method, combined with a belief that our clients' time and interests are best served by having a limited number of people responsible for every facet of their account, consistently delivers greater account knowledge, quicker response time, and effective execution of service needs.

Our offerings include comprehensive commercial lines coverage and employee benefit solutions specifically designed to meet the needs of businesses in Highland, IN and the surrounding cities. We also specialize in areas such as public entity, environmental, manufacturing and industrial service organizations. In addition, through our SEC-registered Investment Advisor firm, we provide corporate retirement plans.

Business Insurance

From the one-man shop to large corporations, Brown Insurance has business solutions to fit your needs. We're experts in crafting customized Indiana commercial insurance policies suited to your unique business operations.

We offer insurance packages that include business auto, liability, workers comp, property and more. Our business insurance advisors are dedicated to offering excellent customer service and trustworthy advice. Contact us today to learn more.

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Commercial Auto

From local pizza delivery to large commercial fleets, Brown Insurance offers commercial auto insurance packages to fit your business.

Business insurance needs are as diverse as the businessowners themselves. Your policy should be tailored to how you're using your cars and trucks for your business. We can find the right coverage for your needs.

We're experts in Indiana business insurance and provide outstanding customer service. Contact us today to learn more.

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Commercial Liability

Whether you're looking for additional protection for your business or are being required to obtain coverage by a client, Brown Insurance can provide options for commercial liability insurance for your Indiana business.

Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.

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Commercial Property

Commercial property insurance can help reduce the risk of a loss putting a financial strain on your business.

Our professional agents can review your business assets, such as properties, inventory, equipment, and tools and recommend coverage so that you're adequately insured.

Brown Insurance works with many commercial insurance companies who offer programs tailored to business owners. Contact us today to schedule a consultation with one of our insurance advisors.

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Commercial Umbrella

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. Commercial Umbrella helps you protect you assets by providing liability limits above and beyond your other insurance policies.

One of the insurance advisors at Brown Insurance can review your business insurance needs and recommend what kind of liability coverage you need to protect yourself and your company. Contact us today to schedule an appointment.

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Workers' Comp Insurance

Brown Insurance can help your business find complete solutions to your unique workers compensation insurance needs, including services such as innovative payment systems, physician consulting services, and more.

The experienced agents at Brown Insurance will find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you'll see on your bottom line. Contact us today to schedule an appointment.

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Bonds

Whether you’re a small business with a variety of bonding requirements, or an individual looking for a specific type of bond, Brown Insurance has a surety program designed to fit your needs.

Brown Insurance will work with your business to find products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.

Contact us today to find out more about our outstanding service and quick response from our team of licensed agents.

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Restaurant Insurance

As a locally owned insurance agency, Brown Insurance Group takes seriously the importance of area restaurants. Our agents live, work and raise their families here, and we support local Indiana eateries with our business. We also support many local cafés, coffee shops, bakeries and other food services by providing great restaurant insurance. Through our network of insurance providers, we offer a full menu of business insurance options tailored to the food industry.

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Executive Liability Insurance

Many people misunderstand the exposures facing corporate directors and officers. At the Brown Insurance Group, we believe a proper understanding of “managerial malpractice” is important for corporate management, whether or not the choice is made to purchase insurance coverage.

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Fiduciary Liability Insurance

By increasing your awareness of Fiduciary exposures and important features of Fiduciary Liability Insurance, the Brown Insurance Group can assist you in securing the broadest protection for the results you desire.

On Labor Day in 1974, along with the signing of the Employee Retirement Income Security Act (ERISA) so began a new era of employer responsibility with prescribed legal remedies in the event of employer negligence. With only limited regulatory exemptions, ERISA applies to any fund, plan, or program providing retirement benefits, income deferral, medical/life insurance, or other benefits for employees (Note - this is considerably broader than just pension and/or profit sharing plans).

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Employment Practices Insurance

The Brown Insurance Group can guide you through the broad spectrum of employment related concerns, helping you to mitigate this exposure and protect your business.
Today, businesses have a lot more than the competition to worry about. The unfortunate truth is some of the most debilitating and costly challenges develop from within your own operation – from your employees.

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Environmental Insurance

Brown Insurance Group and Keystone Insurers Group has partnered with the National Alliance of Environmental Specialists to provide coverages, comprehensive services, and competitive pricing that are specific to the needs of the Environmental Industry.

The National Alliance of Environmental Specialists Insurance Program (NAESIP) was developed in conjunction with environmental consultants and contractors and provides a full range of insurance administration, claims management, and risk control services.

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