Business Insurance

Business | Auto | Liability | More

At the Brown Insurance Group, our approach to a properly structured business insurance and risk management program begins with partnering closely with our clients, effectively becoming a seamless extension of their organizations. This method, combined with a belief that our clients' time and interests are best served by having a limited number of people responsible for every facet of their account, consistently delivers greater account knowledge, quicker response time, and effective execution of service needs.

Our offerings include comprehensive commercial lines coverage and employee benefit solutions specifically designed to meet the needs of businesses in Highland, IN and the surrounding cities. We also specialize in areas such as public entity, environmental, manufacturing and industrial service organizations. In addition, through our SEC-registered Investment Advisor firm, we provide corporate retirement plans.

From the one-man shop to large corporations, Brown Insurance has business solutions to fit your needs. We're experts in crafting customized Indiana commercial insurance polices suited to your unique business operations.

We offer insurance packages that include business auto, liability, workers comp, property and more. Our business insurance advisors are dedicated to offering excellent customer service and trustworthy advice. Contact us today to learn more.

Commercial Auto

From local pizza delivery to large commercial fleets, Brown Insurance offers commercial auto insurance packages to fit your business.

Business insurance needs are as diverse as the businessowners themselves. Your policy should be tailored to how you're using your cars and trucks for your business. We can find the right coverage for your needs.

We're experts in Indiana business insurance and provide outstanding customer service. Contact us today to learn more.

Whether you're looking for additional protection for your business or are being required to obtain coverage by a client, Brown Insurance can provide options for commercial liability insurance for your Indiana business.

Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.

Commercial Property

Commercial property insurance can help reduce the risk of a loss putting a financial strain on your business.

Our professional agents can review your business assets, such as properties, inventory, equipment, and tools and recommend coverage so that you're adequately insured.

Brown Insurance works with many commercial insurance companies who offer programs tailored to business owners. Contact us today to schedule a consultation with one of our insurance advisors.

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. Commercial Umbrella helps you protect you assets by providing liability limits above and beyond your other insurance policies.

One of the insurance advisors at Brown Insurance can review your business insurance needs and recommend what kind of liability coverage you need to protect yourself and your company. Contact us today to schedule an appointment.

Workers Comp

Brown Insurance can help your business find complete solutions to your unique workers compensation insurance needs, including services such as innovative payment systems, physician consulting services, and more.

The experienced agents at Brown Insurance will find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you'll see on your bottom line. Contact us today to schedule an appointment.

Whether you’re a small business with a variety of bonding requirements, or an individual looking for a specific type of bond, Brown Insurance has a surety program designed to fit your needs.

Brown Insurance will work with your business to find products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.

Contact us today to find out more about our outstanding service and quick response from our team of licensed agents.

Restaurant Insurance
Executive Liability
Fiduciary Liability
Employment Practices Liability
Environmental Insurance

We also offer: Habitational Insurance, Construction Insurance, and Manufacturing Insurance.

Why Choose Brown Insurance Group?

  • With access to over 200 carriers and ranked among the 6th largest producers in the nation, we leverage the resources, technology and intellectual capital of a national organization.
  • Where you have a large or difficult claim, concerns over a coverage disputes, or feel subrogation is not being pursued, we have a claims management specialist that works for you, not the insurance company.
  • We have a full time employee benefits staff that applies their expertise, market research, and cutting edge technology to create customized benefit programs with a service platform second to none.
  • If you have questions about complex life insurance needs – buy/sell funding, key person coverage, deferred compensation, executive bonus programs or estate planning - we have a team of experts to help advise you with your investment strategy and objectives.
  • Despite our size, we are above all a family owned, independent agency who will give you the responsiveness you need with the one-on-one attention of a true partner.

As one of the nation’s largest agencies, we are in the unique position to offer the expertise, service and client centric solutions you demand, while at the same time provide the benefits of working with people you know and trust.

What can a Brown Insurance Group advisor do for you?

Recognize your needs

We understand that every business has its own unique needs and objectives. Before we can determine the most advantageous insurance program structure, our first step in partnering with you is to listen and understand to help you identify those needs.

Understand your business

Brown Insurance Group’s experts invest time in learning your business. Our team has the experience and knowledge to properly assess organizational exposures and represent your business in underwriting negotiations. Understanding of what makes you unique and different is an essential component of this process.

Advocate you in the marketplace

As a member of the Keystone Insurers Group, the Brown Insurance Group has access to an extensive marketing network and can access a large portfolio of insurance companies and intermediaries. Combined with our insight and ability to structure program alternatives, our customers are ensured to receive the broadest protection and most efficient return on their investment.

Capitalize on our relationships

As a Keystone Franchisee, the Brown Insurance Group is known and respected by insurance carriers for the integrity of our submissions. As a part of the nation's 4th largest insurance agency, we are routinely identified by insurers as a preferred partner. This market presence gives our clients access to unique specialty programs and pricing that is not available elsewhere.

Manage your program

Once we have marketed your insurance program, our job is just beginning. No matter how innovative and cost effective, a successful insurance and risk management program cannot function without a carefully planned account management process. The scope of account management services must be comprehensive and flexible to suit the needs of your company, backed by a team of specialists who deliver products and services necessary to successfully deliver on our promise of protection.