Workers Compensation does not pay for employee injuries...You Do!

Once you understand that the workers compensation system essentially provides for a method of financing the cost of employee injuries, you realize how critical it is to have a proven process in place to minimize the cost of the injury and expedite your injured employee's return to work.

At the Brown Insurance Group, we are committed to helping employers safely maximize their employee resources while minimizing lost productivity and overhead.

Maximizing Employee Safety & Recovery
On the front end, we assist with worksite strategies designed to eliminate or reduce hazardous conditions as well as equipping employees with the tools, processes and know-how to avoid serious injury.

And while it is commonly believed that all injuries are a result of unsafe behaviors, unsafe conditions—or a combination of both—an unfortunate reality is that injuries do occur. Solutions to minor accidents are often self evident, though catastrophic injuries can pose a unique set of challenges. The focus of even the most sophisticated programs often leave the injured party to the system, alone and confused.

Timely reporting, investigation and analysis are important components to engage the workers compensation system and set the stage for prevention of future incidents. However, post-injury management process is the key in mitigating the impact of illness & injury on everyday life, work, and productivity.

It cannot be overemphasized the profound impact a properly managed transitional duty / return to work (RTW) program can have on the overall health and well being of the injured employee, their family, and your firm. At times, the simple formula of kindness, straightforward communication, common sense practicality, and good management is all that is required to make the system work well and achieve better outcomes for all.

Our commitment begins by helping you understand the rules and complexities of the workers compensation system...

Reducing Financial Overhead
Additionally, the Brown Insurance Group also works with employers on finding better ways of handling key non-medical aspects of this process and minimizing overhead.

Our commitment begins by helping you understand the rules and complexities of the workers compensation system, it’s safeguards, and to establish a process for reducing costs. In performing a thorough audit of your account, we review for errors in rules interpretations, job classifications, modification factor development, payroll allocation, open reserves, et…and provide assistance to eliminating future errors. In tandem, this intensive process often results in premium recoveries from current and expired policies.

Making improvement in your workers compensation program does require sustained attention and effort, but the rewards far exceed the investment of time and resources they require. Let the Brown Insurance Group help your firm achieve better outcomes.